CFS Credit

Here is a list of some of the types of commercial and investor property loans available:

• Acquisition and development
• Bond
• Bridge loans
• Business loans
• Construction
• Forward commitments
• Joint ventures
• Mezzanine
• Nonrecourse
• Notes purchased
• Purchase
• Refinance: Cash-Out
• Refinance: Rate and Term
• Remodel/renovation
• SBA loans
• Second mortgages 
• Construction Loans
• Rehab Loans
• Hard Money Loans
• Stated Income Loans
• No Income Loans
• Fix and Flip 
• Fix and Hold
• Investor Line of Credits
  

Here is a list of some of the property types we can finance:

• Agricultural (ranches and farms)
• Automotive (gas stations, carwashes, etc.)
• Churches
• Hospitality (motels and hotels)
• Industrial
• Land
• Leisure (golf courses, marinas, RV parks, etc.)
• Medical (hospitals, clinics, etc.)
• Mixed-use properties
• Mobile/manufactured home parks
• Multifamily (See Multifamily matrix for details)
• Office buildings/complexes
• Office condos
• Owner-occupied businesses
• Parking lot sites
• Rehabilitation facilities
• Retail (shopping centers/strip malls)
• Self-storage
• Single-tenant buildings

Equipment Leasing:

The equipment leasing market is a fast growing segment of the commercial lending market. All companies must invest in equipment to grow their business and to improve their company’s overall efficiency. Equipment financing or leasing is an ideal way for corporations to purchase new equipment without investing a significant amount of capital upfront.

Accounts Receivables Factoring: 

Accounts Receivable Factoring has become an important option for many small and medium companies. By offering Accounts Receivable Factoring services, we can help you alleviate short-term cash flow shortages by enabling you to use your Accounts Receivable as security for short-term lines of credit or cash. 

SBA Loans: 

SBA provides loans for people who are looking to start a business or expand an existing business. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan.  

Business Lines of Credit: 

A Business line of credit is offered like a credit card for businesses for a lot of different reasons. A business will have a predetermined amount of credit with one of our banks and can use it over time as needed for working capital. Collateral is not usually required unless the business has poor credit when they apply. The amount issued for a business line of credit depends on the business's credit rating and cash flow.

Working Capital Loans:

A business can have access to cash for any reason. This is a very easy loan to qualify for and they fund in 2-3 days. 

Loans up to $50,000.00 for any reason down to a 500 credit score. 

• Start a business
• Home Improvements
• Consolidate debt
• Pay off credit cards
• Major purchases
• Vacation
• Medical expenses
• Pay taxes

 A business can get setup to provide financing for their customers as well.